Travel Extras

I will be travelling as

Individual means a single person resident in the UK and under 65 at the commencement of the Period of Insurance.

Couple means two individuals resident at the same UK address for not less than six consecutive months at the commencement of the Period of Insurance. Includes same sex partners.

Single Parent means an individual with up to 4 dependents aged up to 18. Dependents over 18 require their own policy.

Family means a couple with up to 4 dependents aged up to 18 who reside with them and are in full-time education. Dependents over 18 require their own policy.

Dogtag Policy Level

Chose your policy level depending on what sports and activities you will be taking part in on your trip. Dogtag Sport covers a wide range of sports and activities as standard but You should take the time now to check the grid here to see into which category Your sport or activity falls. It is Your responsibility to ensure that you have chosen the correct level of sport cover.

Certain sports and activities are EXCLUDED from cover. If a sport or activity appears on the EXCLUDED list, you are not covered to partake in this activity under any circumstances under the normal terms of cover.

I will be travelling to

Europe means: Albania, Andorra, Armenia, Austria, Azerbaijan, Belarus, Belgium, Bosnia-Herzegovina, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark (including FaeroeIslands), Egypt, Estonia, Finland, France (including Corsica), Georgia, Germany,Gibraltar, Greece (including Greek Isles), Hungary, Iceland, Ireland, Italy (including Aeolian Islands, Sardinia, Sicily), Latvia, Liechtenstein, Lithuania, Luxembourg, Macedonia, Malta, Moldova, Monaco, Morocco, Netherlands, Norway (including Jan Mayen, Svalbard Is), Poland, Portugal (including Azores, Madeira Islands), Romania, Russia (European), San Marino, Serbia/Montenegro (including Kosovo), Slovakia, Slovenia, Spain (including Balearic Islands, Canary Islands), Sweden, Switzerland,Tunisia, Turkey, Ukraine, United Kingdom (including England, Scotland, Wales, Northern Ireland, Channel Islands, Hebrides, Isle of Man, Isle of Wight, Orkney Is, Shetland Is) and Vatican City.

Australia and New Zealand means: Australia and New Zealand including brief stop-overs for flight changes in Worldwide countries including United States and Canada

Worldwide means: All countries worldwide including the United States and Canada.

Number of days wintersports

Select the number of days you need to adequately cover you for the total number of days you expect to spend participating in wintersports. The number of days does not include days spent travelling to and from your wintersports destination.

Max duration

Select the maximum number of days you require for any one trip during the period of insurance.

I would like my policy to start on

For Annual Multi-trip Policies you can select a start date of today or a future date. Please note that cancellation cover commences from the start date of the policy, not from the date of inception of the policy. If you require cancellation cover to start immediately you should select today as your start date.

For single trip and gap year policies you must state the exact dates of your trip. Cancellation cover commences from the inception date of the policy.

What is the definition of Off Piste?

Off-piste is defined as venturing over ungroomed and unmarked slopes but within the ski area or resort boundary, i.e the area covered by ski patrollers or managed by the resort. Most resorts designate off-piste areas but if you are uncertain about a particular area, do not go there.

Some people understand off piste (or backcountry) skiing or boarding to mean ‘going out of bounds’, i.e. outwith the resort. If you are going out of bounds or outwith marked areas of the resort, you must only do so with a fully qualified local guide. Even some areas within a resort may be considered out of bounds because they are hazardous. In some parts of North America, going out of bounds contravenes local law and you may face arrest.

It is your responsibility to ensure that on any particular day you are aware of and obey local advice, information and instructions given by the resort authorities and that you obey any signs and information you encounter on the mountain. If a section is marked 'closed' there will be a very good reason for it (e.g. high avalanche danger) and ignoring such signs or advice may invalidate your cover. You should be aware that under the terms of cover, needless self-exposure to peril except in an endeavour to save human life may invalidate your cover.

Will I automatically get Helicopter Rescue?

Ski patrollers are generally very well trained and experienced at assessing injuries and managing the evacuation of the injured person off the mountain and to hospital in the manner most appropriate to the injured person's condition. They decide what is appropriate for the circumstances regardless of who insures you. Serious cases often involve helicopters but, more often, a combination of sled and ski lift is more immediate and appropriate. Other factors such as weather are also taken into account. Again, it is not uncommon to be asked for proof of insurance whilst on the mountain.