Special Sports and Activities Cover

a group sailing the dogtag boat

Scroll down for a list of the sports that we cover and the Sport cover level required. Some sports generate more questions than others so please visit the SPORTS INFORMATION LIBRARY for answers. This is could save you a phone call or email.

We have five levels of sports cover:

  • SPORT The default DOGTAG level, it covers a very wide range of sports and activities
  • SPORT For high risk sports. Includes all sports listed under Sport
  • EXTREME For even higher risk sports. Includes those covered under Sport & Sport+
  • EXTREME For even riskier sports. Includes those covered under Sport, Sport+ & Extreme
  • SUPER EXTREME For the highest risk sports. Includes those covered under Sport, Sport+, Extreme & Extreme +
Dogtag ActivitiesSportSport+ExtremeExtreme+SUPER ExtremeReferralSpecial Conditions
Abseiling – within organisers guidelinesy***
Adventure Racing – please click here to discuss cover for this activityy – please click here to discuss cover for this activity.
Aerial Safaris – in charted aircraft and organised excursionsy
Aerobicsy
Airboardingy
Airsofty*
**
***
Amateur Athletic Track and Field Eventsy*
American Football – amateur match and training onlyy**
Angling – inshore onlyy
Animal Sanctuary – non big gamey
Refuge Work – non big gamey
Archaeological Diggingy
Archeryy*
Arctic Expeditions – please click here to discuss cover for this activityy – please click here to discuss cover for this activity.*
Assault Courses – excluding high ropesy
Assault Courses – including high ropesy
Badmintony
Bamboo Rafting – inshore onlyy
Banana Boating – inshore onlyy
Bar and Restaurant Worky
Basebally*
Basketbally
Beach Gamesy
Biathlony*
Billiardsy*
**
***
Black Water Rafting – up to grade 3 waters – inshore onlyy*
**
***
Black Water Rafting – up to grade 6 waters – inshore onlyy
Blading – no stuntsy
Blowcartingy*
**
BMX Cycling – no freestyley
BMX Cycling – freestyley**
BMX Racing – amateur onlyyy**
Board Sailing – inshore onlyy*
Bobsleigh – winter sports extension requiredy*
**
Body Boarding – inshore onlyy
Boogie Boarding – inshore onlyy
Boulderingy*
**
Bowlingy
Bowlsy
Boxing – amateur fights onlyy**
Boxing – training onlyy**
Brazilian Jiu Jitsu – amateur fights onlyy**
Brazilian Jiu Jitsu – training onlyy**
Breathing Observation Bubbley***
BOBy***
Bridge Swingingy*
**
***
Buggyingy*
Bungee Jumpingy*
**
***
Cable Car Ridey
Camel Ridingy*
Camel Trekkingy*
Canoeing – up to grade 3 waters – inshore onlyy**
Canoeing – up to grade 5 – inshore onlyy*
**
Rafting – up to grade 3 waters – inshore onlyy**
Rafting – up to grade 5 waters – inshore onlyy*
**
White Water Rafting – up to grade 3 waters – inshore onlyy**
White Water Rafting – up to grade 5 waters – inshore onlyy*
**
Kayaking – up to grade 3 waters – inshore onlyy**
Kayaking- grade 4 & 5 waters – inshore onlyy*
**
Canyoningy**
Catamaran – inshore onlyy*
Yachting – inshore onlyy*
Sailing – inshore onlyy*
Cave Diving – please click here to discuss cover for this activityy – please click here to discuss cover for this activity.
Cave Tubingy
Cheerleading – excluding stuntsy
Cheerleading – including stuntsy
Clay Pigeon Shootingy*
Small Bore Target Shootingy*
Rifle Rangey*
Climbing – on climbing walls onlyy**
Climbing – up to 2000my*
Climbing – up to 3000my*
Climbing – up to 4000my*
**
Climbing – up to 6000my*
**
Climbing – over 6000m – please click here to discuss cover for this activityy – please click here to discuss cover for this activity.*
**
Mountaineering – up to 2000my*
Mountaineering – up to 3000my*
Mountaineering – up to 4000my*
**
Mountaineering – up to 6000my*
**
Moutaineering – over 6000m – please click here to discuss cover for this activityy – please click here to discuss cover for this activity.*
**
Coasteering – with a guidey**
Crickety
Croquety
Cross Country Runningy
Curlingy
Cycle Touring – please click here to discuss cover for this activityy – please click here to discuss cover for this activity.
Cycle Racingy*
**
Time Trialsy*
**
Cycling – excluding mountain biking, BMX & touringy
Cycling – endurance eventsy*
**
Cycling – cyclo crossy**
Dancing – including lesson participationy
Dartsy
Deep Sea Fishing – inshore onlyy*
Dinghy Sailing – inshore onlyy*
Diving – high diving – swimming pools onlyy
Diving – spring board – swimming pools onlyy
Dodgebally
Dog Sledding – recreational onlyy
Downhill Mountain Biking – amateur competitions onlyy**
Downhill Mountain Biking – megavalanchey**
Downhill Mountain Biking – recreationaly**
Dry Slope Skiingy
Dry Slope Snowboardingy
Dragon Boat Racing – inshore onlyy*
Elephant Ridingy*
Elephant Trekkingy*
Falconryy**
Fell Running – up to 4000 metresy
Fell Walking – up to 4000 metresy
Fencingy*
**
Fishingy
Figure Skatingy
Fivesy
Flag American Footbally
Flying – tuition – with a licensed instructory*
***
Flying – pilotingy*
Flying – as a passenger in an aircraft (private plane, helicopter, glider)y*
***
Football – amateur match & trainingy
Four X Four Off-Road Drivingy*
***
Free Diving – not soloy**
***
Fruit or Vegetable Picking – under 3 metresy
Frisbeey
Ultimate Frisbeey
Gaelic Footbally
Glacier Walking – winter sports extension requiredy
Glass Bottom Boatsy
Glass Bottom Bubblesy
Gliding – pilotingy*
Gliding – passenger onlyy*
***
Gliding – amateur competitiony*
***
Gliding – learning with a qualified instructory*
***
Go Karting – up to 120cc – wearing a helmety*
Goalbally
Golfy
Gorge Walking – with ropesy
Gorilla Trekking – organised tours onlyy***
Gym Fitnessy
Gymnastics – excluding stuntsy
Gymnastics – including stuntsy
Handbally
Hang Gliding – pilotingy*
Hang Gliding – passenger onlyy*
***
High Diving – swimming pools onlyy
Highland Games – athletic events – amateur competitions onlyy
Highland Games – heavy weight events – amateur competitons onlyy
Hiking – up to 4000my
Historical Re-enactmenty*
**
Battle Re-enactmenty*
**
Hobie Cat Sailing – inshore onlyy*
Hockey – fieldy
Hockey – bally**
Hockey – icey**
Horse Riding – dressagey**
Horse Riding – poloy**
Horse Riding – show jumpingy**
Horse Riding – eventingy**
Horse Riding – wearing a helment – excluding racing, jumping, hunting and less than 7 dasportsy**
Hot Air Ballooning – passengery*
Hot Air Ballooning – pilotingy*
Hot Dogging – up to grade 3y
Hot Springsy
Hurlingy**
Husky Dog Sleddingy
Hydrospeeding – white water up to grade 3y**
***
Hydrospeeding – white water up to grade 4y**
***
Hydro Zorbingy
Ice Climbing – winter sports extension requiredy*
**
Ice Crickety*
Ice Diving – please click here to discuss cover for this activityy – please click here to discuss cover for this activity.*
Ice Go Kartingy*
**
***
Ice Hockeyy**
Ice Holingy*
Ice Marathony
Ice Skating – rink onlyy
Ice Surfingy*
Ice Windsurfingy*
Iron Many***
Jet Boating – inshore onlyy*
Jet Skiing – inshore onlyy*
Jiu Jitsu – amateur fights onlyy**
Jiu Jitsu – training onlyy**
Joggingy
Judo – amateur fights onlyy**
Judo – training onlyy**
Jungle Marathon – please click here to discuss cover for this activityy – please click here to discuss cover for this activity.*
***
Arctic Marathon – please click here to discuss cover for this activityy – please click here to discuss cover for this activity.*
***
Karate – amateur fights onlyy**
Karate – training onlyy**
Kendo – amateur fights onlyy**
Kendo – training onlyy**
Kettlebell Liftingy
Kick Boxing – amateur fights onlyy**
Kick Boxing – training onlyy**
Kilimanjaro Trekkingy**
Kite Buggyingy
Kite Snowboarding – winter sports extension requiredy
Kite Surfing – inshore onlyy
Kloofingy
Korfbally
Krav Maga – amateur fights onlyy**
Krav Maga – training onlyy**
Lacrossey
Land Skiingy
Land Yachtingy
Langlauf – winter sports extension requiredy
Llama Ridingy*
Llama Trekkingy*
Low Ropesy
Luge – winter sports extension required*
Marathon – city or streety
Marathon – Ultra Marathon – please click here to discuss cover for this activityy – please click here to discuss cover for this activity.*
***
Marathon – MDS – please click here to discuss cover for this activityy – please click here to discuss cover for this activity.*
***
Micro Lightingy*
Diving – mixed gas diving – not soloy**
Model Flyingy*
Moderen Pentathlony
Motorcycling – requires full licencey*
**
Off Road Motorcycling – non competitive up to 400cc – requires full licencey*
**
Off Road Motorcycling – non competitive over 400cc – requires full licencey*
**
Motor Paintbally*
**
***
Mountain Biking – downhilly**
Mountain Biking – enduroy**
Mountain Biking – freestyley**
Mountain Biking – recreational – excluding downhilly**
Mountain Boardingy**
Mule Trekkingy*
Netbally
Octopushy
Off Piste Skiing – winter sports extension requiredy
Off Piste Snowboarding – winter sports extension requiredy
Orienterring – up to 4000m above sea levely
Ostrich Ridingy*
Paddle Boardingy
Paintballingy*
**
***
Parachuting – tandem onlyy*
**
***
Paragliding – pilotingy*
**
***
Paragliding – passengery*
**
***
Paramotoring – pilotingy*
**
Paramotoring – passengery*
**
***
Parascending – over landy*
**
***
Parasailing – over landy*
**
***
Parascending – over water – inshore onlyy*
**
***
Parasailing – over water – inshore onlyy*
**
***
Pedalos – inshore onlyy
Petanquey
Pigeon Racingy
Pilatesy
Polo – equestriany*
**
Polo – watery
Polocrossy*
**
Pony Trekkingy*
**
Pooly
Potholing – not solo – please click here to discuss cover for this activityy – please click here to discuss cover for this activity.*
**
Caving – not solo – please click here to discuss cover for this activityy – please click here to discuss cover for this activity.*
**
Power Boating – passenger only – inshore onlyy*
Power Gliding – passenger onlyy*
**
***
Power Gliding – pilotingy*
**
Power Kitingy*
Power Liftingy
Quad Biking – up to 300ccy*
**
***
Quad Biking – up to 400ccy*
**
***
Quoitsy
Racquet Bally*
Racketsy*
Rambling – up to 4000my
Rap Running – with organised guidelinesy**
Rap Jumping – with organised guidelinesy**
Red Bull Crashed Ice Cross – winter sports extension requiredy*
**
***
Reverse Bungeey*
Rifle Rangey*
Ringo – inshore onlyy
River Buggingy*
**
River Sledgingy*
**
River Tubingy*
**
River Walkingy*
**
Rock Climbing – up to 2000my*
Rock Climbing – up to 3000my*
Rock Climbing – up to 4000my*
**
Rock Climbing – up to 6000my*
**
Rock Climbing – over 6,000m – please click here to discuss cover for this activityy – please click here to discuss cover for this activity.*
**
Rock Scrambling – up to 4000my*
**
Roller Derbyy**
Roller Hockeyy**
Roller Skating – wearing pads, helmet – no stuntsy**
Roller Blading – wearing pads, helmet – no stuntsy**
In-line Skating – wearing pads, helmet – no stuntsy**
Roundersy
Rowing – inshore onlyy
Rugby – amateur match and training onlyy
Safari – organised tour – no fire armsy
Safari – trekking – organised tour – no fire armsy
Safari – tracking – organised tour – no fire armsy
Sailboarding – inshore onlyy
Sailing Amateur Racing – inshore onlyy*
Sand Boardingy*
Sand Duningy*
Sand Skiingy*
Sand Surfingy*
Sand Yachtingy*
Scuba Diving – mixed gas – not solo – must be qualified – inshore onlyy**
Scuba Diving – up to 30 metres – not solo – must be qualified – inshore onlyy**
Scuba Diving – up to 50metres – not solo – must be PADI or equalivant qualified – inshore onlyy**
Sea Canoeing – inshore onlyy
Sea Kayaking – inshore onlyy
Sea Fishing – inshore onlyy
Shark Diving – professionally supervised in a cage – inshore onlyy**
***
Shintyy**
Shooting – clay pigeony*
Shooting – target rangey*
Skin Diving – up to 30 metres – not solo – must be qualified – inshore onlyy**
Skateboarding – no stuntsy**
Skateboarding – downhilly**
Skateboarding – freestyley**
Skeleton – winter sports extension requiredy
Ski Instructor Nordic Course – winter sports extension requiredy
Ski Instructor Adaptive/Disabled Course – winter sports extension requiredy
Ski Instructor Alpine Course – winter sports extension requiredy
Ski Instructor Coaching Course – winter sports extension requiredy
Ski Instructor Course – performance training – winter sports extension requiredy
Ski Instructor Course – residential beginner – winter sports extension requiredy
Ski Instructor In-Service Course – winter sports extension requiredy
Ski Instructor Mountain Safety Course – winter sports extension requiredy
Ski Instructor Alpine Courses – Eurotest etc – winter sports extension requiredy
Ski Instructor Teaching On Snow Or Artificial Slopes – winter sports extension requiredy
Snowboarding Instructor Nordic Course – winter sports extension requiredy
Snowboarding Instructor Adaptive/Disabled Course – winter sports extension requiredy
Snowboarding Instructor Alpine Course – winter sports extension requiredy
Snowboarding Instructor Coaching Course – winter sports extension requiredy
Snowboarding Instructor Course – performance training – winter sports extension requiredy
Snowboarding Instructor Course – residential beginner – winter sports extension requiredy
Snowboarding Instructor In-service Course – winter sports extension requiredy
Snowboarding Instructor Mountain Safety Course – winter sports extension requiredy
Snowboarding Instructor Alpine Courses – Eurotest etc – winter sports extension requiredy
Snowboarding Instructor Teaching On Snow Or Artificial Slopes – winter sports extension requiredy
Skiing – winter sports extension requiredy
Skiing – back country with guide – winter sports extension requiredy
Skiing – back country without a guide – winter sports extension requiredy
Skiing – cat – winter sports extension requiredy
Skiing – cross country – winter sports extension requiredy
Skiing – dry slope – winter sports extension requiredy
Skiing – freestyle – no inverted aerials – winter sports extension requiredy
Skiing – glacier – winter sports extension requiredy
Skiing – heli – winter sports extension requiredy
Skiing – moguls – winter sports extension requiredy
Skiing – mono – winter sports extension requiredy
Skiing – nordic – winter sports extension requiredy
Skiing – para – winter sports extension requiredy
Snowboarding – winter sports extension requiredy
Snowboarding – back country with guide – winter sports extension requiredy
Snowboarding – back country without a guide – winter sports extension requiredy
Snowboarding – cat – winter sports extension requiredy
Snowboarding – cross country – winter sports extension requiredy
Snowboarding – dry slope – winter sports extension requiredy
Snowboarding – freestyle – no inverted aerials – winter sports extension requiredy
Snowboarding – glacier – winter sports extension requiredy
Snowboarding – heli – winter sports extension requiredy
Snowboarding – moguls – winter sports extension requiredy
Snowboarding – mono – winter sports extension requiredy
Snowboarding – nordic – winter sports extension requiredy
Snowboarding- para – winter sports extension requiredy
Skiing – ski biking – winter sports extension requiredy
Skiing – ski blading – winter sports extension requiredy
Skiing – ski boarding – winter sports extension requiredy
Skiing – ski cross – winter sports extension requiredy
Skiing – ski dooing – winter sports extension requiredy*
Skiing – ski flying – winter sports extension requiredy
Skiing – ski jumping – winter sports extension required – please click here to discuss cover for this activityy – please click here to discuss cover for this activity.
Skiing – ski mountaineering – winter sports extension required -please click here to discuss cover for this activityy – please click here to discuss cover for this activity.
Skiing – ski race training – winter sports extension requiredy
Skiing – ski racing – e.g. ski school races etc – winter sports extension requiredy
Skiing – ski randonee – winter sports extension requiredy
Skiing – ski stunting – no inverted aerials – winter sports extension requiredy
Skiing – ski touring – winter sports extension requiredy
Skiing – slopestyle – no inverted aerials – winter sports extension requiredy
Skiing – snowcat – winter sports extension requiredy*
Snowboarding – snowboard cross – winter sports extension requiredy
Sky Diving – tandem onlyy*
**
Sleigh Riding – passenger only if pulled by horse, dogs or reindeer – winter sports extension requiredy
Sledging – passenger only if pulled by horse, dogs or reindeer – winter sports extension requiredy
Tobogganing – winter sports extension requiredy
Small Bore Target Shootingy*
Snookery
Snorkelling – inshore onlyy
Snow Biking – winter sports extension requiredy
Snow Blading – winter sports extension requiredy
Snow Bobbing – winter sports extension requiredy
Snow Go Karting – winter sports extension requiredy*
Snow Mobil – winter sports extension requiredy*
Snow Parascending – winter sports extension requiredy
Snow Scooting – winter sports extension requiredy*
Snow Shoeing – winter sports extension requiredy
Snow Tubing – winter sports extension requiredy
Snowboarding – snowboard cross – winter sports extension requiredy
Snowcat Driving – winter sports extension requiredy*
Soccer – amateur match & training onlyy
Softbally
Speed Boating – passenger – inshore onlyy*
Speed Sailing – inshore onlyy*
Speed Skating – winter sports extension requiredy
Sphereingy
Spinning Classy
Squashy*
Storm Chasingy*
Street Hockeyy**
Strongest Man/ Strongest Women Competitiony***
Summer Tobogganingy
Surfing – inshore onlyy
Swimming – inshore onlyy
Swimming – long distance, must have rescue or support crew – inshore onlyy
Swimming with Dolphins – inshore onlyy
Swimming with Elephants – inshore onlyy*
Bathing with Elephants – inshore onlyy*
Swimruny*
**
***
Sydney Harbour Bridge Walk – organised and walking across clipped onto a safety liney
Table Tennisy
Tae Kwon Do – amateur fights onlyy**
Tae Kwon Do – training onlyy**
Tall Ship Crewing – inshore onlyy*
Team Buildingy
Telemarking – winter sports extension requiredy
Ten Pin Bowlingy
Tennisy
Thai Boxing – amateur fights onlyy**
Thai Boxing – training onlyy**
Canopy Walking
Touch Footbally
Touch Rugbyy
Tough Muddery***
Track Days – car or motorcycley*
**
***
Track Days – car only – in car supervision requiredy*
**
***
Trampoliningy
Trapeze – flying trapezey**
Tree Top Trekkingy
Trekking – up to 2000my
Trekking – up to 3000my
Trekking – up to 4000my**
Trekking – over 4000my**
Trekking – kilimanjaroy**
Trekking – everest base campy**
Triathlony
Tubingy
Tug of Wary
Hiking – up to 2000my
Hiking – up to 3000my
Hiking – up to 4000my
Hiking – over 4000my
Via Ferrattay**
***
Volleybally
Wake Boarding – inshore onlyy
Water Hockeyy
Water Poloy
Water Skiing – no jumping- inshore onlyy
Weight Liftingy
Wicker Basket Tobagganingy
Whale Watching – inshore onlyy
Wheelchair Basketbally
Wind Tunnel Flyingy
Windsurfing – inshore only
Wrestlingy
Yachting – recreational – inshore onlyy*
Yachting – amateur racing – inshore onlyy*
Yachting – recreational – offshore – please click here to discuss cover for this activityy – please click here to discuss cover for this activity.*
Yachting – amateur racing – offshore -please click here to discuss cover for this activityy – please click here to discuss cover for this activity.*
Yogay
Zip Liningy**
***
Zip Trekkingy**
***
Zip Wiringy**
***
Zorbingy**
***

Please pay special attention to the following:
  • Some activities will ask you to ‘please click here to discuss cover for this activity’. If you follow that link you will be asked to send us some more information about your trip plans, to allow us to consider cover for you.
  • At the right hand side of the table you will see ‘Special Conditions’ Columns. Please use the key below to understand any conditions referring to each activity.
    • * = Means there is no Personal Accident or Personal Liability Cover related to this activity (see explanation at the bottom of the page for more information).
    • ** = Means you must wear/use protective/safety equipment whilst partaking in the activity.
    • *** = Means the activity must be run as part of an event/experience and supervised by professionals.
    • # = Means there is no cover for rescue.

*Personal Accident refers to the payment of a benefit amount if you are permanently injured or pass away, as described within the policy wording. If we have stated that there is no cover for Personal Accident above, that means you would not be covered for Personal Accident claims in relation to that sport or activity.

Personal Liability – this is when you are legally responsible to pay someone you caused injury to or damage to their property, as described within the policy wording. If we have stated that there is no cover for Personal Liability above, that means you would not be covered for Personal Liability claims in relation to that sport or activity.