Several Levels of Cover

Several options depending on the type of travelling you intend to do.

Levels of Cover


Dogtag has 3 Levels of Cover offering varying levels of compensation depending on your budget and travel needs.

If you're taking a Couple or Family policy, these cover levels are per person:

Some description

    • BASE:- wide-ranging cover at a competitive price. Ideal if you’re traveling light on a low-cost holiday.
    • PRO:- our optimum cover level , and our most popular – higher cover levels and wide ranging protection.
    • MAX:- our highest cover level. Complete peace of mind for you and your holiday.

Check the cover table below to compare these cover levels.

Note: this is only a summary of cover. To view the full policy wording, click HERE or hit that document icon.
If you want to know about the sports we cover, simply check the Sports List. Which countries do we cover? Click HERE.

Dogtag Annual Multi Trip & Single Trip Cover Summary

PRE-TRAVEL POLICY
DOGTAG BASEDOGTAG PRODOGTAG MAX
Sections of CoverUp ToExcessUp ToExcessUp ToExcess
A1. If you are unable to go on your trip  £500£150£1,500£135£5,000£110
DEPARTURE PROBLEMS
DOGTAG BASEDOGTAG PRODOGTAG MAX
Sections of CoverUp ToExcessUp ToExcessUp ToExcess
B1. If your travel plans are disrupted  No CoverNil£10 per 12hrs up to a maximum of £100Nil£20 per 12hrs up to a maximum of £300Nil
- If you choose to cancel after a 12 hour delay  No CoverNil£1,500£135£5,000£110
- Missed departure  No CoverNil£500Nil£1,000Nil
EMERGENCY MEDICAL
DOGTAG BASEDOGTAG PRODOGTAG MAX
Sections of CoverUp ToExcessUp ToExcessUp ToExcess
B2 If you need emergency medical attention  £3,000,000£200*£5,000,000£165*£10,000,000£125*
- Emergency dental treatment  £250£135£250£110£250£100
- Public hospital inconvenience benefit per 24 hours  No CoverNILNo CoverNil£25 / day (max £1,000)Nil
IF YOU NEED TO COME HOME EARLY
DOGTAG BASEDOGTAG PRODOGTAG MAX
Sections of CoverUp ToExcessUp ToExcessUp ToExcess
B3. If you need to come home early  £500£150£1,500£135£5,000£110
PERSONAL POSSESSIONS
DOGTAG BASEDOGTAG PRODOGTAG MAX
Sections of CoverUp ToExcessUp ToExcessUp ToExcess
B4. If your possessions are lost, stolen or damaged  £200£150£1,000£110£2,000£110
- Clothes£175£250£600
- Luggage£175£200£300
- Shoes£175£200£200
- Cosmetics£175£200£200
- Fine jewellery and watches£175£200£250
- Electrical items and photographic equipment£175£200£250
- Eyewear£175£200£200
- Unreceipted Items£150£150£150
• If your possessions are delayed by 24 hours  No CoverNil£25 / Day (max £150)Nil£50 / Day (max £150)Nil
MONEY AND PASSPORT
DOGTAG BASEDOGTAG PRODOGTAG MAX
Sections of CoverUp ToExcessUp ToExcessUp ToExcess
B5. If your cash is lost or stolen  £200£150£200£80£200£80
If your passport is lost or stolen:  
- Cover to contribute towards the cost of an emergency travel document  No CoverNil£50£135£50£110
- Cover for necessary costs collecting your emergency travel document on your trip (taxi, transport to and from embassy, cost of photos).  No CoverNil£100' '£150' '
HIJACKING & MUGGING
DOGTAG BASEDOGTAG PRODOGTAG MAX
Sections of CoverUp ToExcessUp ToExcessUp ToExcess
B6. If you are hijacked  No CoverNil£100 / Day (max £1,000)Nil£150 / Day (max £1,500)Nil
- If you are mugged  No CoverNil£30 / Day (max £300)Nil£50 / Day (max £500)Nil
PERSONAL LIABILITY
DOGTAG BASEDOGTAG PRODOGTAG MAX
Sections of CoverUp ToExcessUp ToExcessUp ToExcess
B7. PERSONAL LIABILITY  £2,000,000£150£2,000,000Nil£2,000,000Nil
ACCIDENTAL DEATH & DISABILITY
DOGTAG BASEDOGTAG PRODOGTAG MAX
Sections of CoverUp ToExcessUp ToExcessUp ToExcess
- Accidental death benefit£10,000Nil£10,000Nil£10,000Nil
B8. Accidental death and disability benefit  
- Permanent loss of sight or limb£10,000Nil£10,000Nil£10,000Nil
- Permanent total disablement£10,000Nil£10,000Nil£25,000Nil
LEGAL ADVICE
DOGTAG BASEDOGTAG PRODOGTAG MAX
Sections of CoverUp ToExcessUp ToExcessUp ToExcess
B9. If you need legal advice  30 mins free advice. £10,000 in pursuing compensation£25030 mins free advice. £15,000 in pursuing compensation£25030 mins free advice. £25,000 in pursuing compensation£250
NATURAL DISASTER
DOGTAG BASEDOGTAG PRODOGTAG MAX
Sections of CoverUp ToExcessUp ToExcessUp ToExcess
B10. If a natural disaster occurs  No CoverNilNo CoverNil£1,000£110
PET CARE
DOGTAG BASEDOGTAG PRODOGTAG MAX
Sections of CoverUp ToExcessUp ToExcessUp ToExcess
B11. Pet care  No CoverNil£25 / Day (max £150)Nil£50 / Day (max £300)Nil
WITHDRAWAL OF SERVICES
DOGTAG BASEDOGTAG PRODOGTAG MAX
Sections of CoverUp ToExcessUp ToExcessUp ToExcess
B12. Withdrawal of services  
1. water or electrical facilitiesNo CoverNil£30 Day (max £300)Nil£50 / Day (max £500)Nil
2. swimming pool facilities''''''''''''
3. kitchen services to the extent no food is available''''''''''''
4. chambermaid services.''''''''''''
GOLF EXTENSION
DOGTAG BASEDOGTAG PRODOGTAG MAX
Sections of CoverUp ToExcessUp ToExcessUp ToExcess
B13. Golf extension  
• If your golf equipment is lost, stolen or damaged  No CoverNil£1,000£100£2,000£100
- Single Article LimitNo CoverNil£500£500
- Unreceipted itemsNo CoverNil£150£150
• If your golf equipment is delayed by 12 hours  No CoverNil£30 / Day (max £300)Nil£30 / Day (max £300)Nil
• If you are unable to play golf due to adverse weather conditions  No CoverNil£100 / Day (max £400)Nil£100 / Day (max £400)Nil
BUSINESS EXTENSION
DOGTAG BASEDOGTAG PRODOGTAG MAX
Sections of CoverUp ToExcessUp ToExcessUp ToExcess
B14. BUSINESS EXTENSION
• If your business equipment is lost, stolen or damaged  No CoverNil£1,000£125£2,000£100
- Single Article LimitNo Cover£500£500
- Computer equipment single article limitNo Cover£1,000£1,000
- Unreceipted ItemsNo Cover£150£150
• If your business money is lost or stolenNo CoverNil£1,000£125£1,000£100
• If your mobile phone is lost, stolen or damagedNoCoverNil£100Nil£100Nil
• If your business samples and/or equipment are delayed by 12hrs  No CoverNil£30 / Day (max £300)Nil£30 / Day (max £300)Nil
• Cover for transport costs to replace business samples if original samples are delayed by more than 12hrs on your outward journey.No CoverNil£200£125£200£100
• If you are unable to commence or continue your business tripNo CoverNil£1,500£125£1,500£100
WINTER SPORTS EXTENSION
DOGTAG BASEDOGTAG PRODOGTAG MAX
Sections of CoverUp ToExcessUp ToExcessUp ToExcess
B15. Winter sports extension
• Ski equipment  £500£100£1,000£100£2,000£110
- Unreceipted Items£150£150£150
• Delayed ski equipment  £20 / day (max £200)Nil£20 / day (max £200)Nil£20 / day (max £200)Nil
• Loss of ski pack  £75 / Day (max £300)Nil£75 / Day (max £300)Nil£75 / Day (max £300)Nil
• Piste closure  £20 / day (max £240)Nil£20 / Day (max £240)Nil£20 / Day (max £240)Nil
• Avalanche closure  £20 / day (max £240)Nil£20 / Day (max £240)Nil£20 / Day (max £240)Nil
SCUBA DIVING EXTENSION
DOGTAG BASEDOGTAG PRODOGTAG MAX
Sections of CoverUp ToExcessUp ToExcessUp ToExcess
B16. Scuba diving extension
• Scuba diving equipment  No CoverNil£1,000£100£2,000£100
- Single Article LimitNo Cover£250£500
- Unreceipted ItemsNo Cover£150£150
• Delayed diving equipment  No CoverNil£40 / day (max £200)Nil£40 / day (max £200)Nil
• Loss of diving daysNo covernil£50 / day (max £250)Nil£50 / day (max £250)Nil