Several Levels of Cover

Several options depending on the type of travelling you intend to do.

  • Annual Multi-Trip (AMT) travel cover allows multiple trips during the year for durations of up to 31 or up to 62 days depending on the level you choose.
  • Single Trip & Gap Year cover for a single trip abroad of the duration of your choice.
  • 3 Levels of cover: BASE, PRO & MAX (AMT & Single Trip only - check the table below)
  • Sport, Sport+ or Extreme are the sport categories depending on the risk level of your sport. Check the Sports page above to see which level you need for your particular sport.
  • Add Winter Sports cover to any policy. Winter sports are also graded Sport, Sport+ or Extreme so check the Sports page to see which level you need for your winter sport.
  • Enhanced Cover Upgrades for Golf, Dive, Offshore (sailing) and Business travel  offer much higher levels of cover for these activities and your valuable equipment. Add these once you've obtained a quotation.

Want to see the small print? Download the Policy Details by clicking these buttons.

Compare Cover Levels

  • Check the table below to compare the BASE, PRO & MAX optional cover levels.
Sections of Cover
DOGTAG BASE DOGTAG PRO DOGTAG MAX DOGTAG GAP
Cancellation & Medical
Up to
Excess Up to
Excess Up to
Excess Up to
Excess
1. CANCELLATION & CURTAILMENT charges £500
£100 £1,500 £85 £5,000 £60 £3,000 £50
• Excursions £150
£150
£150
£150
2. EMERGENCY MEDICAL &  associated expenses £3 Million
*£150 £5 million
*£115 10 million
*£75 £5 million
*£50
• Extra travel and accommodation £500 Nil £1,000 Nil £2,000 Nil £1,000 Nil
• Dental £250 £100 £250 £85 £250 £60 £250 £50
• Funeral expenses £2,500 *£150 £2,500 *£115 £2,500 *£75 £2,500 *£50
• Hospital benefit N/A N/A N/A N/A £25 / day (max £1,000)
Nil
N/A N/A

Personal Luggage and Possessionsclick to expand


DOGTAG BASE DOGTAG PRO DOGTAG MAX DOGTAG GAP
Sections of Cover
Up to
Excess Up to
Excess Up to
Excess Up to
Excess
3. LOSS OF PASSPORT
N/A
N/A
£150
£85
£200
£60
£500
£50
4. DELAYED PERSONAL POSSESSIONS
N/A
N/A
£25 / day, (max £150) Nil
£50 / day, (max £150) Nil
£50 / day, (max £150) Nil
5. PERSONAL POSSESSIONS
£200
£100 £1,000
£60 £2,000
£60 £2,000
£50
• Single article, pair or set. £100

£150
£200
£150
• Valuables (aged 18 and over) £100

£150

£200

£150

• Valuables (aged 17 and under) £100

£100

£100

£100

6. PERSONAL MONEY
£100
£100
£100
£30
£200
£30
N/A
N/A
• Cash (aged 18 and over) £100

£100

£200

N/A

• Cash (aged 17 and under) £50

£50

£50

N/A

Personal Accidentclick to expand


DOGTAG BASE DOGTAG PRO DOGTAG MAX DOGTAG GAP
Sections of Cover Up to
Excess Up to
Excess Up to
Excess Up to
Excess
7. PERSONAL ACCIDENT








• Death (aged 18 and over) £10,000 Nil
£10,000 Nil
£10,000
Nil N/A N/A
• Death (aged 17 and under) £1,000 Nil £2,500 Nil £2,500 Nil N/A N/A
• Permanent loss of sight or limb £10,000 Nil £10,000
Nil £25,000
Nil N/A N/A
• Permanent total disablement (aged 18 & over)
£10,000 Nil £10,000 Nil £25,000 Nil N/A N/A
• Permanent total disablement (aged 17 & under) N/A N/A N/A N/A N/A N/A N/A N/A

Departure Problemsclick to expand


DOGTAG BASE DOGTAG PRO DOGTAG MAX DOGTAG GAP
Sections of Cover
Up to
Excess Up to
Excess Up to
Excess Up to
Excess
8. MISSED DEPARTURE
N/A N/A £500 Nil £1,000 Nil N/A N/A
9. DEPARTURE DELAY







• Delay N/A N/A £10 / 12hrs (max £100) Nil £20 / 12 hrs (max £300) Nil N/A
N/A
• Abandonment N/A N/A £1,500 £85 £5,000 £60 N/A N/A
• Alternative travel N/A N/A £500
Nil £1,000
Nil N/A N/A

Personal Liability & Legal Expensesclick to expand


DOGTAG BASE DOGTAG PRO DOGTAG MAX DOGTAG GAP
Sections of Cover
Up to
Excess Up to
Excess Up to Excess Up to Excess
10. PERSONAL LIABILITY
£2 million
£100 £2 million Nil £2 million Nil £2 million Nil
11. LEGAL EXPENSES








• Legal costs £10,000 £200 £15,000 £200 £25,000 £200 N/A
• Travel and accommodation £250
£250
£250
N/A
12. HOLIDAY FINANCIAL PROTECTION
£500 Nil £1,500
Nil £5,000
Nil £1,500 Nil

Calamityclick to expand


DOGTAG BASE DOGTAG PRO DOGTAG MAX DOGTAG GAP
Sections of Cover
Up to
Excess Up to Excess Up to Excess Up to Excess
13. HIJACK & MUGGING








• Hijack N/A N/A £100 / day (max £1,000) Nil £150 / day (max £1,500 Nil N/A N/A
• Mugging N/A N/A £30 / day (max £300) Nil £50 / day (max £500) Nil N/A N/A
14. CATASTROPHE N/A N/A N/A N/A £1,000 £60 N/A N/A
15. WITHDRAWAL OF SERVICES
N/A N/A £30 / day (max £300) Nil £50 / day (max £500) Nil N/A N/A

Personal Servicesclick to expand


DOGTAG BASE DOGTAG PRO DOGTAG MAX DOGTAG GAP
Sections of Cover
Up to
Excess Up to Excess Up to Excess Up to Excess
16. PET CARE N/A N/A £25 / day (MAX £150)
Nil £50 / day (max£300) Nil N/A
N/A
17. PERSONAL ASSISTANCE SERVICES £250 Nil £250 Nil
£250 Nil
N/A N/A

Winter Sports Coverclick to expand

Winter Sports cover carries an additional premium.
DOGTAG BASE DOGTAG PRO DOGTAG MAX DOGTAG GAP
Sections of Cover
Up to
Excess Up to Excess Up to Excess Up to Excess
• Ski pack £50 / day (max £300)
£100 £75 / day (max £300)
£85 £75 / day (max £300) £60 £75 / day (max £300) £85
• Delayed ski equipment N/A N/A £20 / day (max £200)
Nil £20 / day (max £200) Nil £20 / day (max £200) Nil
• Ski equipment £500 £100 £1,000 £50 £2,000 £50 £1,000 £50
• Piste closure £10 / day (max £120)
Nil £20 / day (max £240) Nil £20 / day (max £240) Nil £20 / day (max £240) Nil
• Avalanche closure £10 / day (max £120) Nil £20 / day (max £240) Nil £20 / day (max £240) Nil £20 / day (max £240) Nil

Enhanced Scuba Diving Coverclick to expand

Enhanced Scuba Diving Cover is available for additional premium. DOGTAG BASE DOGTAG PRO DOGTAG MAX DOGTAG GAP
Sections of Cover
Up to
Excess Up to Excess Up to Excess Up to Excess
• Loss of diving days N/A N/A £50 / day (max £250)
Nil £50 / day (max £250) Nil £50 / day (max £250) Nil
• Delayed diving equipment N/A N/A £40 / day (max £200) Nil £40 / day (max £200) Nil £40 / day (max £200) Nil
• Diving equipment N/A N/A £1,000 £50 £2,000 £50 £1,000 £50
(single article limit)

(£250)
(£500)
£1,000

Enhanced Golf Coverclick to expand

Enhanced Golf cover carries an additional premium. DOGTAG BASE DOGTAG PRO DOGTAG MAX DOGTAG GAP
Sections of Cover
Up to
Excess Up to Excess Up to Excess Up to Excess
• Pre-paid green fees N/A N/A
£100 / day (max £400) Nil £100 / day (max £400) Nil £100 / day (max £400) Nil
• Delayed golf equipment N/A N/A £30 / day (max £300) Nil £30 / day (max £300) Nil £30 / day (max £300) Nil
• Golf equipment N/A N/A £1,000 £50 £2,000 £50 £1,000 £50
(single article limit)

(£250)
(£250)
(£250)

Enhanced Business Coverclick to expand

Enhanced Business Cover carries an additonal premium. DOGTAG BASE DOGTAG PRO DOGTAG MAX DOGTAG GAP
Sections of Cover
Up to
Excess Up to Excess Up to Excess Up to Excess
• Replacement Business Associate N/A N/A £1,0000 £75 £1,500 £50 £1,000 £75
• Delayed business equipment N/A N/A £30 / day (max £300)
Nil £50 / day (max £500) Nil £30 / day (max £300) Nil
• Business equipment N/A N/A £1,000 £75 £1,000 £50 £1,000 £75
(single article limit)

(£500)
(£500)
(£500)
(computer equipment)

(£1,000)
(£1,000)
(£1,000)
• Business samples N/A N/A £500
£75 £500
£50 £500 £75
• Emergency courier of business equipment N/A N/A £200 £75 £200 £50 £200 £75
• Business money N/A N/A £1,000 £75 £1,000 £50 £1,000 £75
(cash limit) N/A N/A (£500)
(£500)
(£500)

Sailing Coverclick to expand

Enhanced Sailing Cover carries an additional premium. DOGTAG BASE DOGTAG PRO DOGTAG MAX DOGTAG GAP
Sections of Cover
Up to
Excess Up to Excess Up to Excess Up to Excess
• Loss of sailing days N/A N/A £50 / day (max £250) Nil £50 / day (max £250) Nil £50 / day (max £250) Nil
• Delayed sailing equipment N/A N/A £40 / day (max £200) Nil £40 / day (max £200) Nil £40 / day (max £200) Nil
• Sailing equipment N/A N/A £2,000 £50 £2,000 £50 £2,000 £50
(single article limit)

(£500)
(£500)
(£500)
• Continuation of sailing trip N/A N/A £1,500 £85 £5,000 £60 £1,500 £85

*Sports and leisure and winter sports activities excess

The excess under Emergency medical and associated expenses - Section 2 is increased as follows when taking part in the following sports and leisure and winter sports activities:

MAX cover - Sports plus excess £150, Extreme excess £225

PRO cover - Sports plus excess £215, Extreme excess £315

BASE cover - Sports plus excess £250, Extreme excess £350

GAP cover - Sports plus excess £150, Extreme excess £225

*Manual work excess

The excess under Emergency medical and associated expenses - Section 2 is increased to £250 when taking part in voluntary manual work regardless of whether or not the excess waiver premium has been paid.

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