Several Levels of Cover
Several
options depending on the type of travelling you intend to
do.
- Annual Multi-Trip - high cover levels for
multiple trips during the year.
- Single Trip high cover levels for a single
trip of any duration up to 18 months.
- Backpacker/Gap is ideal for long trips on a
budget.
- 3 Levels of cover: BASE, PRO & MAX (check
the tables below)
- 3 sport categories: Sport, Sport+ or Extreme.
Check the Sports
page to see which level your particular sport is in.
- Add Winter Sports cover to any policy. Winter
sports are also graded Sport,
Sport+ or Extreme so check the
Sports page to see which level you need for your
winter sport.
- Enhanced Cover Upgrades for Golf, Dive,
Offshore Sailing or Business travel & your valuable equipment.
Add these after you get a quotation.
DOGTAG ANNUAL MULTI-TRIP & SINGLE TRIP COVER
DETAILS
|
Sections of
Cover
|
DOGTAG BASE |
DOGTAG PRO |
DOGTAG MAX |
Travel Cover
|
Up to
|
Excess |
Up to
|
Excess |
Up to
|
Excess |
| A1. CANCELLATION COVER |
£500
|
£150 |
£1,500 |
£123 |
£5,000 |
£110 |
| • Excursions |
£150 |
|
£150 |
|
£150 |
|
|
DOGTAG BASE |
DOGTAG PRO |
DOGTAG MAX |
Sections of Cover
|
Up to
|
Excess |
Up to
|
Excess |
Up to
|
Excess |
| B1. MISSED DEPARTURE |
N/A
|
N/A |
£500
|
Nil |
£1,000 |
Nil |
| • Delay |
£500 |
Nil |
£10 / 12 hrs -max £100 |
Nil |
£20 / 12 hrs -max £300 |
Nil |
| • Abandonment |
N/A |
N/A |
Nil |
Nil |
£1,000 |
N/A |
| • Alternative Travel |
N/A |
N/A |
£1,500 |
£135 |
£5,000 |
£110 |
Personal Luggage and Possessionsclick to expand
|
DOGTAG BASE |
DOGTAG PRO |
DOGTAG MAX |
Sections of Cover
|
Up to
|
Excess |
Up to
|
Excess |
Up to
|
Excess |
B2. DELAYED PERSONAL POSSESSIONS
|
N/A
|
N/A
|
£25 / day, (max £150) |
Nil |
£50 / day, (max £150) |
Nil |
B2. PERSONAL POSSESSIONS
|
£200
|
£150 |
£1,000
|
£110 |
£2,000
|
£110 |
| • Single article, pair or set. |
£100 |
|
£100 |
|
£200 |
|
| • Valuables (aged 18 and over) |
£100 |
|
£100 |
|
£200 |
|
| • Valuables (aged 17 and under) |
£100 |
|
£100 |
|
£200 |
|
B3. PERSONAL MONEY
|
£100 |
£150 |
£100 |
|
£200 |
£80 |
| • Cash (aged 18 and over) |
£100 |
|
£100 |
|
£200 |
|
| • Cash (aged 17 and under) |
£100 |
|
£100 |
|
£200 |
|
| B3. LOSS OF TRAVEL DOCUMENTS |
N/A |
N/A |
£150 |
£135 |
£200 |
£110 |
|
DOGTAG BASE |
DOGTAG PRO |
DOGTAG MAX |
Sections of Cover
|
Up to
|
Excess |
Up to
|
Excess |
Up to
|
Excess |
| B4. EMERGENCY MEDICAL & ASSOCIATED
EXPENSES |
£3,000,000 |
*£150 |
£5,000,000 |
*£115 |
£10,000,000 |
*£75 |
| • Extra travel and accommodation |
£500 |
Nil |
£1,000 |
Nil |
£2,000 |
Nil |
| • Dental |
£250 |
£150 |
£250 |
£135 |
£250 |
£110 |
| • Funeral expenses |
£2,500 |
*£200 |
£2,500 |
*£165 |
£2,500 |
*£125 |
| • State hospital benefit |
N/A |
N/A |
N/A |
N/A |
£25 / day -max £1,000 |
Nil |
|
DOGTAG BASE |
DOGTAG PRO |
DOGTAG MAX |
Sections of Cover
|
Up to
|
Excess |
Up to
|
Excess |
Up to
|
Excess |
| B5. Cutting short your trip
Cover |
£500 |
£150 |
£1,500 |
£135 |
£5,000 |
£110 |
Personal Liability & Personal Accidentclick to expand
|
DOGTAG BASE |
DOGTAG PRO |
DOGTAG MAX |
Sections of Cover
|
Up to
|
Excess |
Up to
|
Excess |
Up to
|
Excess |
B6. PERSONAL LIABILITY
|
£2,000,000 |
£150 |
£2,000,000 |
Nil |
£2,000,000 |
Nil |
| B7. PERSONAL ACCIDENT |
|
|
|
|
|
|
| • Death (aged 18 & over) |
£10,000 |
Nil |
£10,000 |
Nil |
£10,000 |
Nil |
| • Death (aged 17 & under) |
£1,000 |
Nil |
£2,500 |
Nil |
£2,500 |
Nil |
| • Permanent loss of sight or limbl |
£10,000 |
Nil |
£10,000 |
Nil |
£25,000 |
Nil |
| • Permanent total disablement (aged 18 &
over) |
£10,000 |
Nil |
£10,000 |
Nil |
£25,000 |
Nil |
| • Permanent total disablement (aged 17 &
under) |
N/A |
N/A |
N/A |
N/A |
N/A |
N/A |
B8. LEGAL EXPENSES
|
|
|
|
|
|
|
| • Legal costs |
£10,000 |
£250 |
£15,000 |
£250 |
£25,000 |
£250 |
| • Travel and accommodation |
£250 |
|
£250 |
|
£250 |
|
Calamity, Financial Protection and Personal
Assistanceclick to
expand
|
DOGTAG BASE |
DOGTAG PRO |
DOGTAG MAX |
| Sections of Cover |
Up to
|
Excess |
Up to |
Excess |
Up to |
Excess |
| B9. CATASTROPHE |
N/A |
N/A |
N/A |
N/A |
£1,000 |
£60 |
| B10. HiJACK |
N/A |
N/A |
£100 / day (max £1,000) |
Nil |
£150 / day (max £1,500 |
Nil |
| B11. MUGGING |
N/A |
N/A |
£30 / day (max £300) |
Nil |
£50 / day (max £500) |
Nil |
| B12. WITHDRAWAL OF SERVICES |
N/A |
N/A |
£30 / day (max £300) |
Nil |
£50 / day (max £500) |
Nil |
| B13. HOLIDAY FINANCIAL
PROTECTION |
£500 |
Nil |
£1,500 |
Nil |
£5000 |
Nil |
| B14. PET CARE |
N/A |
N/A |
£25 / day (max £150) |
Nil |
£50 / day max £300 |
Nil |
| B15. Personal Assistance
Services |
£250 |
Nil |
£250 |
Nil |
£250 |
Nil |
Winter Sports cover carries
an additional premium.
|
DOGTAG BASE |
DOGTAG PRO |
DOGTAG MAX |
Sections of Cover
|
Up to
|
Excess |
Up to |
Excess |
Up to |
Excess |
| B16. Winter sports cover |
|
|
|
|
|
|
| • Ski pack |
N/A |
N/A |
£75 / day (max £300) |
£135 |
£75 / day (max £300) |
£110 |
| • Delayed ski equipment |
N/A |
N/A |
£20 / day (max £200)
|
Nil |
£20 / day (max £200) |
Nil |
| • Ski equipment |
N/A |
N/A |
£1,000 |
£100 |
£2,000 |
£100 |
| • Piste closure |
N/A |
N/A |
£20 / day (max £240) |
Nil |
£20 / day (max £240) |
Nil |
| • Avalanche closure |
N/A |
N/A |
£20 / day (max £240) |
Nil |
£20 / day (max £240) |
Nil |
| Enhanced Golf cover carries
an additional premium. |
DOGTAG BASE |
DOGTAG PRO |
DOGTAG MAX |
Sections of Cover
|
Up to
|
Excess |
Up to |
Excess |
Up to |
Excess |
| B17. Golf Cover |
|
|
|
|
|
|
| • Pre-paid green fees |
N/A |
N/A
|
£100 / day (max £400) |
Nil |
£100 / day (max £400) |
Nil |
| • Delayed golf equipment |
N/A |
N/A |
£30 / day (max £300) |
Nil |
£30 / day (max £300) |
Nil |
| • Golf equipment(single article limit) |
N/A |
N/A |
£1,000(£500) |
£100 |
£2,000(£500) |
£100 |
| Enhanced Business Cover
carries an additonal premium. |
DOGTAG BASE |
DOGTAG PRO |
DOGTAG MAX |
Sections of Cover
|
Up to
|
Excess |
Up to |
Excess |
Up to |
Excess |
| B18. Business Cover |
|
|
|
|
|
|
| • Replacement Business Associate |
N/A |
N/A |
£1,0000 |
£125 |
£1,500 |
£100 |
| • Delayed business equipment |
N/A |
N/A |
£30 / day (max £300) |
Nil |
£50 / day (max £500) |
Nil |
| • Business equipment |
|
|
|
|
|
|
| (single article limit) |
N/A |
N/A |
£1000(£500) |
£125 |
£1000(£500) |
£100 |
| (computer equipment) |
|
|
(£1,000) |
|
(£1,000) |
|
| • Business samples |
N/A |
N/A |
£500 |
£125 |
£500 |
£100 |
| • Emergency courier of business equipment |
N/A |
N/A |
£200 |
£125 |
£200 |
£100 |
| • Business money(cash limit) |
N/A |
N/A |
£1,000(£500) |
£125 |
£1,000(£500) |
£100 |
| Enhanced Scuba Diving Cover
is available for additional premium. |
DOGTAG BASE |
DOGTAG PRO |
DOGTAG MAX |
Sections of Cover
|
Up to
|
Excess |
Up to |
Excess |
Up to |
Excess |
| B19. Scuba diving cover |
|
|
|
|
|
|
| • Loss of diving days |
N/A |
N/A |
£50 / day (max £250) |
Nil |
£50 / day (max £250) |
Nil |
| • Delayed diving equipment |
N/A |
N/A |
£40 / day (max £200) |
Nil |
£40 / day (max £200) |
Nil |
| • Diving equipment (single article limit) |
N/A |
N/A |
£1000(£250) |
£100 |
£2,500(£500) |
£100 |
Enhanced Offshore Sailing Coverclick to expand
| Enhanced Sailing Cover
carries an additional premium. |
DOGTAG BASE |
DOGTAG PRO |
DOGTAG MAX |
Sections of Cover
|
Up to
|
Excess |
Up to |
Excess |
Up to |
Excess |
| B20. Sailing cover |
|
|
|
|
|
|
| • Loss of sailing days |
N/A |
N/A |
£50 / day (max £250) |
Nil |
£50 / day (max £250) |
Nil |
| • Delayed sailing equipment |
N/A |
N/A |
£40 / day (max £200) |
Nil |
£40 / day (max £200) |
Nil |
| • Sailing equipment (single article limit) |
N/A |
N/A |
£2,000(£500) |
£100 |
£2,000(£500) |
£100 |
| • Continuation of sailing trip |
N/A |
N/A |
£1,500 |
£135 |
£5,000 |
£110 |
*Sports and leisure and winter sports activities excess
The Excess under Emergency medical and
associated expenses - Section B4 is increased as follows when
taking part in the following categories of sports and leisure
acitivities and winter sports activities:
MAX cover - Sport+ excess
£200, Extreme excess £275
PRO cover - Sport+ excess
£265, Extreme excess £365
BASE cover - Sport+ excess
£3000, Extreme excess £400
BACKPACKER cover - Sport+
excess £200, Extreme excess £275
*Manual work excess
The excess under Emergency medical and associated expenses -
Section 2 is increased to £300 when taking part in voluntary manual
work regardless of whether or not the excess waiver premium has
been paid.
DOGTAG BACKPACKER / GAP YEAR COVER DETAILS
|
Sections of
Cover
|
DOGTAG BACKPACKER BASE |
DOGTAG BACKPACKER PRO |
Cancellation & Medical
|
Up to
|
Excess |
Up to
|
Excess |
| A1. CANCELLATION COVER |
£1,000
|
£125 |
£2,500 |
£125 |
| • Excursions |
N/A |
N/A |
N/A |
N/A |
|
DOGTAG BACKPACKER BASE |
DOGTAG BACKPACKER PRO |
Sections of Cover
|
Up to |
Excess |
Up to |
Excess |
| B1. MISSED DEPARTURE |
N/A |
N/A |
£500 |
Nil |
| B1. DEPARTURE DELAY |
|
|
|
|
| • Delay |
N/A |
N/A |
£20 / 12hrs -max £200 |
Nil |
| • Abandonment |
N/A |
N/A |
£2,500 |
£125 |
Personal Luggage and Possessionsclick to expand
|
DOGTAG BACKPACKER BASE |
DOGTAG BACKPACKER PRO |
Sections of Cover
|
Up to
|
Excess |
Up to
|
Excess |
| B2. DELAYED PERSONAL
POSSESSIONS |
£20 / day max £100 |
Nil |
£20 / day max £100 |
Nil |
| B2. PERSONAL POSSESSIONS |
£300 |
£125 |
£1,000 |
£125 |
| • Single article, pair or set. |
£100 |
|
£150 |
|
| • Valuables (aged 18 and over) |
£100
|
|
£300
|
|
| • Valuables (aged 17 and under) |
£100 |
|
£100 |
|
B3. PERSONAL MONEY
|
£200 |
£75 |
£500 |
£125 |
| • Cash (aged 18 and over) |
£100 |
|
£200 |
|
| • Cash (aged 17 and under) |
£50 |
|
£50 |
|
| B3. LOSS OF PASSPORT |
N/A |
N/A |
£200 |
£125 |
|
DOGTAG BACKPACKER BASE |
DOGTAG BACKPACKER PRO |
| Sections of Cover |
Up to
|
Excess |
Up to
|
Excess |
| B4. EMERGENCY MEDICAL & ASSOCIATED
EXPENSES |
£1,000,000 |
£125 |
£5,000,000 |
£125 |
• Extra travel and
accommodation
|
N/A |
N/A |
N/A |
N/A |
| • Dental |
£100 |
Nil |
£100 |
Nil |
| • Funeral expenses |
£2,500 |
Nil |
£2,500 |
Nil |
| • State hospital benefit |
N/A |
|
£20/day, max £200 |
|
|
DOGTAG BACKPACKER BASE |
DOGTAG BACKPACKER PRO |
| Sections of Cover |
Up to
|
Excess |
Up to
|
Excess |
| B5. Cutting Short Your Trip
Cover |
£500 |
£125 |
£500 |
£125 |
Personal Liability, Personal Accident and Legal
expensesclick to
expand
|
DOGTAG BACKPACKER BASE |
DOGTAG BACKPACKER PRO |
| Sections of Cover |
Up to
|
Excess |
Up to
|
Excess |
B6. PERSONAL LIABILITY
|
£1,000,000 |
£125 |
£2,000,000 |
£125 |
B7. PERSONAL ACCIDENT
|
|
|
|
|
| • Death (aged 18 and over) |
£5,000 |
Nil |
£15,000 |
Nil |
| • Death (aged 17 and under) |
£1,000 |
Nil |
£1,000 |
Nil |
| • Permanent loss of sight or limb |
£5,000 |
Nil |
£15,000 |
Nil |
| • Permanent total disablement (aged 18 &
over) |
£5,000 |
Nil |
£5,000 |
Nil |
| • Permanent total disablement (aged 17 &
under) |
N/A |
N/A |
N/A |
N/A |
| B8. LEGAL EXPENSES |
|
|
|
|
| • Legal costs |
£5,000 |
|
£25,000 |
£125 |
| • Travel and accommodation |
N/A |
N/A |
N/A |
N/A |
Calamity, Financial Protection and Personal
Assistanceclick to
expand
|
DOGTAG BACKPACKER BASE |
DOGTAG BACKPACKER PRO |
Sections of Cover
|
Up to
|
Excess |
Up to |
Excess |
| B9. CATASTROPHE |
N/A |
N/A |
N/A |
N/A |
| B10. HIJACK |
N/A |
N/A |
£100 / day (max £500) |
N/A |
| B11. Mugging |
N/A |
N/A |
£50 / day (max £500) |
Nil |
| B12. WITHDRAWAL OF SERVICES |
N/A |
N/A |
N/A |
N/A |
| B13. HOLIDAY FINANCIAL
PROTECTION |
N/A |
N/A |
N/A |
N/A |
| B14. PET CARE |
N/A |
N/A |
N/A |
N/A |
| B15. PERSONAL ASSISTANCE
SERVICES |
N/A |
N/A |
N/A |
N/A |
Winter Sports cover carries
an additional premium.
|
DOGTAG BACKPACKER BASE |
DOGTAG BACKPACKER PRO |
Sections of Cover
|
Up to
|
Excess |
Up to |
Excess |
| B16. Winter sports cover |
|
|
|
|
| • Ski pack |
£50 / day (max £300) |
£150 |
£75 / day (max £300) |
£135 |
| • Delayed ski equipment |
N/A |
N/A |
£20 / day (max £200) |
Nil |
| • Ski equipment |
£500 |
£100 |
£1,000 |
£100 |
| • Piste closure |
£10 / day (max £120) |
Nil |
£20 / day (max £240) |
Nil |
| • Avalanche closure |
£10 / day (max £120) |
Nil |
£20 / day (max £240) |
Nil |
| Enhanced Golf cover carries
an additional premium. |
DOGTAG BACKPACKER BASE |
DOGTAG BACKPACKER PRO |
Sections of Cover
|
Up to
|
Excess |
Up to |
Excess |
| B17. Golf cover |
|
|
|
|
| • Pre-paid green fees |
N/A |
N/A
|
£100 / day (max £400) |
Nil |
| • Delayed golf equipment |
N/A |
N/A |
£30 / day (max £300) |
Nil |
| • Golf equipment (single article limit) |
N/A |
N/A |
£1000(£500) |
£100 |
| Enhanced Business Cover
carries an additonal premium. |
DOGTAG BACKPACKER BASE |
DOGTAG BACKPACKER PRO |
Sections of Cover
|
Up to
|
Excess |
Up to |
Excess |
| B18. Business cover |
|
|
|
|
| • Replacement Business Associate |
N/A |
N/A |
£1,0000 |
£125 |
| • Delayed business equipment |
N/A |
N/A |
£30 / day (max £300) |
Nil |
| • Business equipment |
|
|
|
|
| (single article limit) |
N/A |
N/A |
£1000(£500) |
£125 |
| (computer equipment) |
|
|
(£1,000) |
|
| • Business samples |
N/A |
N/A |
£500 |
£125 |
| • Emergency courier of business equipment |
N/A |
N/A |
£200 |
£125 |
| • Business money (cash Limit) |
N/A |
N/A |
£1000(£500) |
£125 |
| Enhanced Scuba Diving Cover
is available for additional premium. |
DOGTAG BACKPACKER BASE |
DOGTAG BACKPACKER PRO |
Sections of Cover
|
Up to
|
Excess |
Up to |
Excess |
| B19. Scuba diving cover |
|
|
|
|
| • Loss of diving days |
N/A |
N/A |
£50 / day (max £250) |
Nil |
| • Delayed diving equipment |
N/A |
N/A |
£40 / day (max £200) |
Nil |
| • Diving equipment (single article limit) |
N/A |
N/A |
£1,000(£250) |
£100 |
Enhanced Offshore Sailing Coverclick to expand
| Enhanced Sailing Cover
carries an additional premium. |
DOGTAG BACKPACKER BASE |
DOGTAG BACKPACKER PRO |
Sections of Cover
|
Up to
|
Excess |
Up to |
Excess |
| B20. Sailing cover |
|
|
|
|
| • Loss of sailing days |
N/A |
N/A |
N/A |
N/A |
| • Delayed sailing equipment |
N/A |
N/A |
N/A |
N/A |
| • Sailing equipment |
N/A |
N/A |
N/A |
N/A |
| (single article limit) |
N/A |
N/A |
N/A |
N/A |
| • Continuation of sailing trip |
N/A |
N/A |
N/A |
N/A |
*Sports and leisure and winter sports activities excess
The Excess under Emergency medical and
associated expenses - Section B4 is increased as follows when
taking part in the following categories of sports and leisure
acitivities and winter sports activities:
MAX cover - Sport+ excess
£200, Extreme excess £275
PRO cover - Sport+ excess
£265, Extreme excess £365
BASE cover - Sport+ excess
£300, Extreme excess £400
BACKPACKER cover - Sport+
excess £200, Extreme excess £275
*Manual work excess
The excess under Emergency medical and associated expenses -
Section B4 is increased to £250 when taking part in voluntary
manual work regardless of whether or not the excess waiver premium
has been paid.