Lake and river canoeing and kayaking can be one of the calmest and mentally relaxing experiences you can have. Silently gliding through calm waters gives you the chance to take in the air, enjoy the scenery and often catch a glimpse of wildlife along the way.
Here at DOGTAG, we offer everything from sea kayaking insurance to the more pulse-raising white-water kayaking cover and more general canoeing travel insurance protection. So, if you’re a kayak or canoe enthusiast planning your next trip on the water, then you need to make sure your experience is fully protected with the right travel insurance.
Some of the cover available to you:
- 24/7 Emergency Medical Assistance
- Up to £10 million medical expenses including bringing you home if it is medically necessary or essential
- Personal Liability cover if someone else gets injured
- Cancellation cover
- Cover for your personal belongings
- Worldwide, European and UK cover, provided you do not travel against the *FCDO advice
What are the benefits of Kayaking and Canoeing Travel Insurance?
It’s no surprise that water-based activities such as kayaking and canoeing don’t come without risks – even if you only are going for a gentle float on the water. So, having specialist kayaking or canoeing policy in place can not only protect you and your trip, but your equipment too.
Our specialist policies offer protection should you need medical assistance while kayaking or canoeing or throughout the duration of your trip, as well as all the other benefits of a standard travel insurance policy including cover for cancellation and personal belongings.
However, enthusiasts must make sure they have the right level of protection for their kayaking or canoeing experience, as specific water-based cover will vary depending on the riskiness of your trip.
Do I need specialist insurance for kayaking?
Lake and river canoeing (excluding white water), as well as sea canoeing or sea kayaking, providing you stay Inshore (within 12 nautical miles of the coastline), are covered under our standard DOGTAG policy. However, more extreme kayaking, such as white-water kayaking requires additional cover. Please see below for more details.
Is White Water Kayaking covered under the standard Dogtag policy?
No. White water kayaking is not covered as standard under DOGTAG policies as it is viewed as is riskier water-based sport.
If you’re planning on participating in White Water kayaking or any other extreme kayaking then you will need to check the different level and grades of kayaking cover under the Kayaking Travel Insurance policy and see which type of activity best suits your planned experience.
If you’re unsure of the type of kayaking cover needed for your trip, why not give us a call and let our specialist advisors help?
Does my policy include cover for my kayak?
Possibly! Depending on the level of cover you choose, you may need to take out a policy extension to make sure you have cover for your kayak included.
Are there travel restrictions related to taking my kayak away with me?
We’re afraid that there is no cover under DOGTAG policies if individuals choose to travel against government or Foreign, Commonwealth & Development Office (FCDO) advice. Please go to the FCDO’s website to check the travel guidance against the destination you plan to visit with your kayak.
*Foreign, Commonwealth and Development Office