So, if you’re considering taking part in a Tough Mudder challenge whilst travelling, then why not let us be the ones to provide you with travel insurance for your adventure?
Below we have listed some information about what we cover for those getting involved with a Tough Mudder challenge. Why not take a look?
Am I Eligible for Travel Insurance for A Tough Mudder Challenge?
DOGTAG is able to offer cover for Tough Mudder events provided that you are an official entrant in an event, and that it is organised by the appropriate official body and attended by the organiser’s support crew.
So as long as it is an official ‘Tough Mudder’ event, then yes, you’ll be eligible!
Is Tough Mudder Cover The Same As Extreme Sports Cover?
Understandably, ‘extreme’ endurance events such as Tough Mudder, Iron Man and Strongest Man/Women fall into similar categories due to the nature of the events.
Please bear this in mind when selecting the travel insurance most suited to your trips needs, as it is your responsibility to choose the correct cover level. If you need any help, do not hesitate to contact our team – they’ll be more than happy to help.
If you are planning to take part in a Tough Mudder, Iron Man or Strongest Man/Women event, please make sure you select out Extreme+ Policy to get the cover you need!
Will I Be Covered If I Am Injured Before The Event Takes Place?
One thing many sportsmen and women are concerned about when taking part in extreme events is whether they’ll be able to cancel their place if they sustain an injury which forces them to no longer be able to compete.
To be totally honest, cancellation claim eligibility is down to the actual reason for cancellation.
Let’s deal with fitness and entry qualifications for an extreme events. Before taking part in sports like this, you’ll most likely be asked to take a mandatory fitness test to ensure that you are fit enough to take part.
If, after passing the necessary endurance tests, you injure yourself before you travel and are unable to participate, this would be covered under your DOGTAG policy. Claims handlers may ask for some kind of evidence to show the effect that the injury had and how it specifically prevents you from taking part, but let’s cross that bridge if (and hopefully not) when you get there..
When Would Cancellation Cover Start For A Tough Mudder Policy?
If you buy a Single Trip policy cover for cancellation will start immediately. So, for example, if you purchase a single trip policy in April and you’re travelling in June, you will automatically be covered for cancellation at the point you bought your policy (in this example, April).
If you purchase an Annual Multi-trip policy, we would advise you select to start date as close to the purchase date as possible. This is because, unlike the single trip policy, you are not covered for cancellation until the annual multi trip policy starts.
Can I Still Buy A Tough Mudder Policy I I have a Medical Condition?
If you have a medical condition, please make sure that you tell us about it, even if you think it’s minor.
It is your responsibility to declare all medical condition as failure to do so could resulted in a claim not being upheld.
If you have any concerns, please do not hesitate to get in touch with our team.