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Extreme Sports Insurance
We often get asked if we
provide Extreme sports Travel Insurance. Well, the short answer to
that is ehm… probably. But there's no such
thing…
The problem is that the expression 'extreme sports' was
more-or-less coined by the media and has grown into an ad-hoc
category of sports and activities that are perceived as carrying
progressively higher levels of risk, danger and suicide potential.
You can tell by the media vocabulary: words like 'adrenalin rush',
'adrenaline junkie' and 'radical' pepper any article or programme
dealing with 'Extreme Sports' so that we're more or less going
expecting to see somebody get mangled. Hmm…
Well, you can imagine how appealing that sort of thing is to
an insurance underwriter; the guy that carries the risk: a broad
spectrum product like 'Extreme Sports Travel Insurance' would
entitle the customer to expect that he or she is covered to do
anything that's daft, risky or downright dangerous. Happily, we
don't provide a product or cover level called Extreme Sports Travel
Insurance. Phew!
So what do DOGTAG do
about Extreme Sports'? Well the directors of
DOGTAG 100% Proof Travel Insurance
started the company because as skiers, mountaineers,
mountainbikers, windsurfers, they couldn't satisfy themselves that
the travel insurance products then on the market would cover them
for the things they wanted to do. In fact, the whole
DOGTAG 100% Proof Travel Insurance
philosophy came about when one of us couldn't provide proof
of insurance to French medics after a serious off-piste accident
and consequently couldn't get treatment.
In real terms, there's no such
thing as an exact category of 'extreme sports'. However, at Dogtag,
with the help of our underwriters, we've created a Sports List a massive list of
sports and activities which we cover. I you click here
you'll be taken back to the Sports page where you'll see
three columns of sports, the majority (even some so-called
'extreme' sports) fall into our
Sport-level of cover. Others are
categorised Sport+ and others are
Extreme. You need to have a carefull look at
this list to make sure that you chose the right level of
cover. Sport+
andExtreme cover you for all of the sports
in that section plus the
So, aside from being able to prove to other people (like a
clinic in France) that you're insured and also provide vital
personal and medical information, importantly, even before you
buy DOGTAG you'll be able to prove to yourself that
you're covered for whatever sports it is you expect to undertake
when you're abroad.
Back to the Sports
Page.